Spending too much money

I had a few gift cards for Joann fabrics saved up from when I was in highschool, it was at least 150$ worth of Joanns gift cards. But I always feel a lot of guilt and anxiety surrounding spending money and I never used them, I always felt like I hadn’t earned it. About a month ago or so, I talked with my therapist about spending them online as an exposure. I added a bunch of things to my cart and then at the last minute, I closed out of the page and didn’t go through with it. I felt so anxious about choosing the wrong things, and so guilty about how wasteful and frivolous it is to buy new things for fun. I always feel guilty buying new things because the system is so unethical, and also because I feel like I haven’t earned them. I think about all the things I still need to do and how irresponsible I have been, and how spoiled I must be that I think I deserve all these shiny new things because I want them while other people are homeless or struggling just to eat. I always think about how I should spend my money donating to better causes because there are people who need it more than me, but I also never feel like I can donate anywhere because I get worried about how much to donate and wether I’m a bad person for not giving enough. Well anyway, Joann fabrics is going out of business now. So I finally went in person to spend them, but it turns out they no longer accept gift cards due to the store going bankrupt. I know it sounds silly, and it’s just a silly craft store and ultimately in the grand scheme of life it is not a big deal, but I feel so disappointed that I wasn’t able to follow through with the goal I had set before. I always thought I would save them for a special time when I had earned them, but that time never came, there is not some magical occasion where I feel like I have finally earned my own permission. It’s just a cycle of refusing to reward myself because I always feel like I haven’t earned it. I’m not sure exactly where I’m going with this, I haven’t posted on here before because I always talk myself out of it but the whole thing just got me thinking. I don’t wanna spend my life waiting until I have done enough good deeds and cleared my moral slate enough that I have earned the right to live my life, that time never comes. It just really hit me today

I have a lot of compulsions that seem hoarding-esque but I can’t figure out which subtype of OCD they fall under. The two major drivers of this for me seem to be a fear that I will forget about them or the memories attached to them or that the things and their significance will be lost to time, and that I might need or want them in the future. I compulsively make lists of things (ex. things I like, things I don’t like, who I am, the contents of my ideal fridge - very plain with lots of fruit) just in case. I heart nearly every song I hear on Spotify (except the ones I actively strongly dislike, of which there are not many) just in case I will forget about them later on (and because I feel guilty about not hearting the song and supporting the artist if I have no valid reason not to but that’s a whole other can of worms). I have a couple containers of “good” boxes of all shapes and sizes that I’ve collected that, as it turns out, I never actually look at or use. When I was very little, before my family and I knew I had OCD, I had a “sticker book” in which I would put every sticker I ever got - because I didn’t like the idea of putting them on anything that I might lose access to. I even found my mother’s stamps and obsessively put one of each kind in my sticker book (there were soo many, it took me hours). I have trouble letting go of things, especially if I have any sort of memory attached to it whatsoever. Because, my mind says, what if I forget? My camera roll consists, in large part, of an enormous amount of screenshots of far too many little things that I encounter, and it is extremely rare that I actually look back at them. But the other data I was looking for something I thought I took a screenshot of and I couldn’t find it, so this compulsion is back and much worse. On my computer I can’t open the photos app without it crashing and the number of screenshots I have on there is shown in eight digits. I also have tens of thousands of tabs open in my browser at any given moment (I can’t close them, what if I forget?). I really wish I were exaggerating. I also take an excessive amount of photos of many things throughout my day (I counted once and I took 46 pictures of the same tree when I went on a walk). These are just some little examples of how this obsession manifests in me and my life. Does anyone else experience something similar? I’d love to hear about it.

Does anybody else suffer from OCD due to finances? I always can’t help but feel if I buy a certain item it’ll be my downfall or spiraling of bad habits that’ll leave me broke. Even if it comes to wanting to plan a vacation I always feel like I can’t I need to save that money because something will happen. I’m unsure if I’m conflating these feelings with just life