What to do when ERP is no longer an option

Hey friends! Unfortunately my job changed our insurance and NOCD is no longer covered. The out of pocket fees are not doable for me. I very suddenly lost my therapist as well as access to the support groups that I’ve been leaning on. I will miss my therapist a lot, she was incredible. But I will especially miss the support groups. OCD is so incredibly isolating and I feel like I am more alone than ever now. I don’t blame NOCD, I know they do what they can to keep costs down. I can’t blame my employer because they did what they could to still be able to offer insurance. I’m just so sad today. I hope I can still be part of the community but I know it won’t be the same. Despite my sadness I am very grateful for NOCD and will hope that the stars align and I can come back again one day.

S.Y.

User type: OCD Conqueror

Date posted: 18h

I’ve heard of people doing half hour sessions and not every week. Maybe that would be more affordable and be a way to keep support groups? I’m sorry and hope you find some support.

theycallmeemmy

Date posted: Yesterday

I am so sorry to hear that! How discouraging and sad. I can relate a bit, though, because I too lost my therapist at the end of last year, and she was incredible and made such a tremendous difference in my life. It was really hard parting ways, and I’m honestly surprised that I didn’t end up in a downward spiral, because I thought that I would for sure have done so, but it really speaks to the work we did together and how I grew in such a short amount of time it seems. NOCD did pair me with a new therapist, but since I have new health insurance this year, the coverage won’t be the same, and I’m not sure how I can afford to continue… I’m trying not to ruminate on it as I figure it out because what could be more important than recovery? I really feel for you. May I ask why you are no longer able to be a part of the support groups? Since they are free, you should still be able to access them. Has @NOCD disabled your access?

ElusiveButte...

User type: OCD Conqueror

Date posted: Yesterday

@theycallmeemmy I am so sorry to hear that you’ve been in a similar boat, it does give me hope that I can lean on what I’ve already learned and possibly avoid a big spiral. Yes they took away my access to the groups :/ it says the support groups are for therapy members only. I knew I’d be losing my therapist but it felt like the wind was knocked out of me when I saw that I couldn’t attend the support groups anymore 😅

theycallmeemmy

Date posted: Yesterday

@ElusiveButterfly I’m so sorry 💔 Perhaps you have already done so, and forgive me if I am being presumptuous, but I would greatly encourage you to push back and see if there’s any way they could work with you even at a discounted rate so that you could be able to afford continued care…even if it’s less frequently than you desire/need. I’m rooting for you!

Serenab1023

Date posted: Yesterday

Can you try to go less frequently or shorter sessions to help with the out of pocket expenses? You could also look up support groups local to you that may offer group therapy sessions

nampretzels

Date posted: Yesterday

Psychology Today has a “find a therapist” option that you can filter by specialty (ERP is on the list) and by insurance! I hope you’re able to find someone who’s also a good fit. It’s so hard losing a good therapist, and starting over really sucks. :(

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