Can anybody explain to me how my insurance works? I almost used up my 3 zero copays. And now i have to start paying. I think I heard they are going to take out of my family deductible and then I pay like $15. I’m confused. What happens if my family deductible if other members of family wants to use it and I used it all up?

Deductible is the amount you pay before your insurance starts paying for your treatment. Let’s say you have a deductible of $1000. That means you have to pay the first $1000 of your treatment, and after that, your insurance starts paying for all or most of your treatment. So you wouldn’t be “using up” your family’s deductible; if anything, you’re doing them a favor by getting them closer to not having to pay full price for care they need!

Hello! Do you have an individual and family deductible on your plan?