Can ocd be episodic? I feel like I’ve had episodes of it throughout my life but periods where I don’t experience symptoms

I feel like in some ways receiving a diagnosis for OCD has in some ways made things worse. I’ve always had what I called “phases” throughout life, which I now know were ocd episodes, but I didn’t really make too much of them and even if it was over several long difficult months, they’d always seem to kind of just pass. Recently I’ve begun my worse flare up in the last few years and now that I’m older I seemed professional help which led to my diagnosis. This all sounds great of course but I can’t actually afford therapy right now so I kinda just have the diagnosis but not the support so now that I realize these phases are actually this incurable mental illness I just feel like I’ve lost all hope that I’ll ever be happy and I feel like I basically obsess about obsessing at this point and it just sucks. Has anyone else had this or a similar experience?

Sometimes I notice my intrusive thoughts cause me to spiral and sometimes not. I've been practicing ERP for quite a while so it's a bit easier for me to not spiral. But I wonder why that happens. Does anyone else have it? Also I'm on medication idk if that plays a role.

Does anyone Else’s ocd flare up bad when in stressful life situations? I was doing amazing and now that I’m having some drama with my life it seems to have come back with a vengeance. Anyone else?