Is this OCD or just...me?

I'm really struggling to figure out where my OCD ends and where I begin. I’m scared of most things—not in a panicky way, but in a deep, cautious, worst-case-scenario kind of way. Example: I haaaaaaaaate my spectacles. I’d love to do Lasik, or even just wear contacts, but the idea terrifies me. I’ve heard about the tiniest risk of blindness or infection, and once that thought is in my head, it takes over. I picture the worst, and then I don’t act. TRIGGER Also Lasik involves cutting TRIGGER which petrifies me. I’m stuck between wanting change and being too afraid to make it. The same goes with wanting to travel but being scared I'll be trafficked or someone will plant something in my bag & I'll get arrested overseas. No amount of praying will fix it. Does anyone else feel like their OCD makes them freeze in everyday decisions? Like you can’t tell if you're just being practical or if it's the OCD gripping the steering wheel again? Maybe it's just me. Maybe it's not OCD but my personality, that's what I'm trying to figure out.