I hate not knowing if it’s OCD or not. Any tips?

i’m not sure (genuinely) if it’s a situation that needs to be addressed or if it’s ocd

I'm really struggling to figure out where my OCD ends and where I begin. I’m scared of most things—not in a panicky way, but in a deep, cautious, worst-case-scenario kind of way. Example: I haaaaaaaaate my spectacles. I’d love to do Lasik, or even just wear contacts, but the idea terrifies me. I’ve heard about the tiniest risk of blindness or infection, and once that thought is in my head, it takes over. I picture the worst, and then I don’t act. TRIGGER Also Lasik involves cutting TRIGGER which petrifies me. I’m stuck between wanting change and being too afraid to make it. The same goes with wanting to travel but being scared I'll be trafficked or someone will plant something in my bag & I'll get arrested overseas. No amount of praying will fix it. Does anyone else feel like their OCD makes them freeze in everyday decisions? Like you can’t tell if you're just being practical or if it's the OCD gripping the steering wheel again? Maybe it's just me. Maybe it's not OCD but my personality, that's what I'm trying to figure out.

Ok, so first of all, I’m undiagnosed. However, I’ve been pretty certain for a while now that what I’ve been struggling with is OCD. My problem though is that it’s not easy to get diagnosed, and in some cases, it would require me to pay money. It frustrates me that I have to pay to deal with my mental health. Is it worth it for me to get diagnosed? I know I don’t need a diagnosis to start healing and working on these things, but I also don’t want to be “self diagnosing” the problem, because that makes me feel like a liar and an imposter. My other problem is that I fear my family doctor won’t properly diagnose me. I came to him about mental health related issues once before, and he read off a very generic list of mental health symptoms. when he got to what sounded like the ‘OCD’ section, we asked one or two very generic questions that had nothing to do with my themes, and since I couldn’t relate, I just answered no to them. He then told me I was fine, that I was just a “type A personality”, and that I was just being too hard on myself. I fear that my doctor might not be very knowledgeable or up to date on current information regarding OCD, and this might make it increasingly difficult for me to get diagnosed. Another problem is my symptoms seem to come and go. I often have an obsessive cycle that can last months at a time, and then it just goes away. Sometimes I won’t experience any symptoms for years. This makes me feel like I don’t actually have OCD or that it’s not ‘bad’ enough to be diagnosable.