Insurance recommendations / can't afford therapy

Hello everyone I've been suffering with OCD since quarantine; so about 5-ish years. Im now in my first year in college and to be honest I have nothing. No insurance, no job, and no car. Recently ive been going through POCD and its really messing me up a lot. Im scared, worried, and confused because its the opposite of what I visualize myself and my future, which is having a nice house and a family. I recently found out about the NOCD app and I still learning about it. I obviously can't afford therapy at all but I heard that with insurance can cover most of it or even all of the cost of therapy. When I look into it, it turns out theres many insurance providers and I have no clue if there's any that covers therapy or even how to apply for it. So please, can anybody recommend any good insurance providers that can cover therapy?

Username: NicaNica

Date posted: 45w ago

Try out Nathan Peterson’s online OCD course which has a fee but if isn’t as expensive.

Username: MindiliniMindilini

User type: OCD Conqueror

Date posted: 45w ago

Yes, this is a great alternative when therapy isn't an option. I've thought about doing it in addition to therapy. But obviously therapy will be best. Have you tried reaching out to NOCD to see if they offer a sliding scale for out-of-pocket payment? I found this article on the IOCDF website and I recommend you take a look. Especially at a section that talks about sliding scale therapy. https://iocdf.org/low-cost-treatment-options-for-ocd/

Username: MindiliniMindilini

User type: OCD Conqueror

Date posted: 45w ago

@Mindilini Also, you can go to the support groups in the meantime here on NOCD. They're free and they won't be therapy, but it might help you feel supported in the meantime.

Username: vaIentinevaIentine

Date posted: 45w ago

i’d definitely look around in your specific area to see if you have therapy around to begin with - then start looking at different insurance agencies and weigh the pros and cons (i.e cost, how much they cover, etcetera)

Username: vaIentinevaIentine

Date posted: 45w ago

@vaIentine also, make sure you are looking for an OCD therapist specifically. talk therapist are not trained to deal with OCD, and talk therapy doesn’t help OCD

Username: AnonymousAnonymous

Date posted: 45w ago

@vaIentine I see, thank you so much for the advice. I keep in mind that I should make sure to look for an OCD therapist instead of a talk therapist.

Username: JadeFJadeF

Date posted: 45w ago

This website has some free worksheets you can do in the meantime: https://icbt.online/what-is-icbt/

Username: JennyAnderson09JennyAnderson09

Date posted: 45w ago

hey there, i'm really sorry to hear you're struggling with pocd, especially during such a pivotal time like your first year of college. it sounds incredibly tough, but you're not alone in this fight. 💪 you should check out "unstuck," it's a new ai-powered tool for ocd that might be a game-changer for you (just google "unstuck app for ocd" to find it). my nocd therapist put me onto it, and it's been a huge help over the past month. could be worth a shot for you too. 🌟

Username: Ruthy98

Date posted: 2y ago

Affording Therapy

Hi Guys, I was wondering if anyone has advice for affording NOCD therapy? I’m from the UK so cannot get this service on insurance and the therapy is costing me A LOT of money. I’ve contacted the billing team who have put me on a payment plan but this doesn’t make it any cheaper. They can’t do anything else for me to help so I’m stuck - I’m not in the right place to stop therapy but I also just cannot keep paying this money for it. Help!!

Username: bloominglotus

Date posted: 37w ago

Betterhelp or NOCD? Therapy options

Is NOCD super expensive? I told my dad I really need some help and he offered to help me find online therapy. I have looked at betterhelp a little bit nervous they can’t help me, has anyone used them? Any other recommendations. I have no diagnosis of anything and never been to a therapist so I don’t even know if this is actually OCD that I’m dealing with. I’m dealing with intrusive thoughts and images, ruminating a lot on the past and worried I was a really bad person in my teens without realizing. I don’t know where to go to find help, my father is paying so I don’t want his money to be wasted and I have no idea what to do.

Username: Jersey Jayne

Date posted: 32w ago

Advice on getting a NOCD therapist?

I've been with my current therapist for 4 years. In that time, she has helped me so much and become so important to me— even was the one who helped me discover I have OCD. Within the past year, though, my OCD has returned so much worse than ever, and I feel she has done all she can for me. I want to keep seeing her, but if my insurance won't cover a second therapist, I'm prepared to part ways. Within the past month and a half specifically, i've gotten even worse than I've been. I feel like i'm losing more of myself every day. It hit me last week that it's time to get the right help. I always hear so many good things from everyone on here and other pages that OCD therapists change your life, and I'm going to try and take the steps to get started on this. I'm not sure where to begin, though. I have looked at the feature here on the app, but am not sure who to pick or how to pick. Does anyone have any advice on how to get started? Should you take your subtypes into account? Should you take anything else into account?

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Insurance recommendations / can't afford therapy

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