Betterhelp or NOCD? Therapy options

i'm sorry in advance for how long this post is and if it's to much information. i'm undiagnosed but have been struggling with compulsions and intrusive thoughts since i was 7 or 8. My worst intrusive thoughts theme has been about p*d*phil*s. I've been dealing with it since my freshman and sophomore year but these thoughts didn't become debilitating until June of last year. I had a panic attack and confessed to my parents about these intrusive thoughts. They were obviously shocked and share. I felt so ashamed and like a monster. After talking with my dad he said we would see a therapist about it. Sadly we never did the first appointment we were late and missed are spot and the second appointment i sprained my ankle the night before so instead i was in the hospital. After that i closed myself off i tried dealing with them on my own using sources like NOCD and stuff. I did try to bring up going to therapy to my parents. Every time they would ask me if the intrusive thoughts were back and I would lie saying "no i just would like to go to therapy" I was so scared they'd be afraid of me and stop loving me, especially my mom. Eventually after awhile my parents forgot about it and I tried ignoring these intrusive thoughts because I was so focused and stressed from school. I decided I could just wait till I turn 18 and schedule myself into therapy. recently though my intrusive thoughts have gotten worse. I recently had a convo with one of my friends who has intrusive thoughts as well and she's encouraging me to talk to my parents. I'm asking y'all what should I do. As much as I'm scared I want to get help because I'm sick of living and feeling like i'm day away from acting on my intrusive thoughts.

Has anyone here used BetterHelp? My dad had a talk with me last night and he wants to help me get therapy. I feel so bad for him to pay for it, I should be doing it for myself by now, I don’t want him to be wasting money because I know it’s expensive and I’m worried. I don’t have an official diagnosis of any kind and I’ve never seen a therapist before. I worry if I can be helped.

Hello everyone I've been suffering with OCD since quarantine; so about 5-ish years. Im now in my first year in college and to be honest I have nothing. No insurance, no job, and no car. Recently ive been going through POCD and its really messing me up a lot. Im scared, worried, and confused because its the opposite of what I visualize myself and my future, which is having a nice house and a family. I recently found out about the NOCD app and I still learning about it. I obviously can't afford therapy at all but I heard that with insurance can cover most of it or even all of the cost of therapy. When I look into it, it turns out theres many insurance providers and I have no clue if there's any that covers therapy or even how to apply for it. So please, can anybody recommend any good insurance providers that can cover therapy?